AusInvestCalc Version 2 Feature Audit

Demo benchmark page for checking the current ausassets.com feature set after Version 2 deployment: scenario projections, reverse planning, property stress tests, business exits, cash, report downloads, Stage 1 fine tuning and the Stage 2 investor-intelligence roadmap.

View Public Demo PDF Create Your Own Scenario
8
asset/result areas covered
3
calculation engines: cashflow, capital growth, CGT/exit tax
Stage 1
fine tuning and production confidence checks
Stage 2
community, expert and AI intelligence layer

Current Scope

Stage 1 Fine Tuning

Make the current platform reliable, clear and demo-ready before adding more complexity.

ValidationPDF AccuracyWording

Stage 2 Product Expansion

Add investor-intelligence features: community assumptions, expert weighting, sentiment, social forecasting and deeper AI explanations.

CommunityExpertAI

Deployment Target

Keep ausassets.com and ausinvestcalc.com aligned so a tested update can be copied confidently between both sites.

AusAssetsAusInvestCalc

Version 2 Core Feature Status

Feature Area Status What Is Included Demo / QA Check
Scenario projection engine Ready Combined annual projection across property, shares, bonds, foreign investments, innovation, early stage, cash and business exits. Run a 10-year scenario and confirm Total After Tax includes all active asset classes.
Property cashflow engine Ready Rent, annual expenses, interest, negative gearing tax saving, after-tax cashflow, equity and net worth. Check Year 1 uses current known inputs; Year 2 onward applies stress assumptions.
Capital growth engine Ready Annual opening value, projected end-of-year value, equity and property market value columns. Confirm property growth compounds annually and is separate from after-tax property position.
CGT / policy treatment Ready Legacy discount, indexed method, new-build methods and transitional CGT handling in property projections. Compare property after-tax position against property market value and equity.
Future Scenario Stress Test Ready Interest shock, vacancy spike, rent reduction, property growth reduction and expense inflation from Year 2 onwards. Confirm assumption table shows Base, Stress and Effective From Year 2.
Cash / term deposit Ready Cash amount saves, appears in asset summary, and compounds into projection results. Enter cash, update, and confirm Cash column and Total After Tax update.
Business exit / founder exit Ready Sale price, cost base, sale year, small business CGT concessions, estimated tax and after-tax proceeds. Before sale year, business value uses net assets; from sale year, after-tax proceeds carry forward.
Scenario PDF download Ready Expanded PDF report with scenario parameters, assets, property yearly projections, business exits and projection results. Download PDF and confirm it includes more than the old limited property/share/bond table.
Reverse calculator Ready Target-based planning with required return, suggested allocation, contribution requirement and benchmarks. Create Retire2046-style test: target $1.2M, 20 years, $3,500 monthly, aggressive, leverage enabled.
Reverse macro scenarios Ready Base, Recession, Optimistic, Conservative, High Inflation and Innovation Boom comparisons. Confirm scenario returns vary: recession lower, optimistic higher, innovation boom highest.
Monte Carlo and volatility cone Ready Worst, median, best, mean and volatility-band reporting with calibrated startup outcomes. Confirm Monte Carlo median is credible against deterministic FV, not wildly inflated.
Reverse calculator PDF / print Ready Reverse-calculation output can be printed or downloaded with detailed allocation and risk sections. Download PDF and compare against on-screen reverse result.
AI explanation Ready Plain-English summaries are generated for scenario projections and reverse calculations, including drivers, risks and suggested checks. Calculate a scenario and confirm the AI Explanation appears on screen and in the scenario PDF.

Stage 1 Fine Tuning Checklist

Task Status Definition of Done
Scenario calculation audit In progress Check full scenarios across property, shares, bonds, foreign, innovation, early stage, cash and business exits.
PDF parity check In progress Downloaded PDFs match the on-screen scenario and reverse-calculator results, including assumptions and parameters.
Missing-field protection Ready Blank mandatory fields use safe defaults or show validation instead of causing database errors.
Self-correction warnings Monitor Investor-facing warnings appear when inputs are unusual, incomplete, or internally inconsistent.
Public demo alignment Monitor Welcome page, demo PDFs and this feature audit reflect the current live product.
Dual-site consistency Monitor ausassets.com and ausinvestcalc.com show the same calculation behavior after file updates are copied.

Recommended Demo Benchmark Scenarios

Full Wealth Scenario

One property, shares, bonds, foreign, innovation, early-stage, cash and one business exit.

Scenario CalculatorPDFCGT

Open public demo report

Property Stress Test

Year 1 current position, then Year 2 onward interest shock, vacancy spike, rent reduction and growth reduction.

CashflowEquityNegative Gearing

Founder Exit Scenario

SaaS or AI platform sale with sale year, cost base, net assets and small business CGT concessions.

Business ExitTaxAfter Tax

Reverse Retire2046

Target $1.2M, 20 years, $3,500 monthly, aggressive risk, leverage on property and shares.

Reverse CalculatorMacro Scenarios

Recession Comparison

Verify recession lowers projected value and success range versus Base and Optimistic scenarios.

Monte CarloRisk

Innovation Boom

Verify innovation boom increases expected value while Monte Carlo stays calibrated against deterministic FV.

InnovationPower Law

Stage 2 Investor-Intelligence Roadmap

Item Status Reason
Innovation portfolio modelling Monitor Current projection works; next improvement is deeper power-law outcome modelling and clearer upside/downside explanation.
Early-stage investment modelling Monitor Current projection works; next improvement is startup-style failure, base-case and outlier-return calibration.
Monte Carlo realism verification Monitor Monte Carlo is active; benchmark against deterministic values and make sure volatility ranges feel realistic.
Macro scenarios inside scenario projections Monitor Reverse calculator macro scenarios are active; scenario-level macro comparison can be expanded further.
Community aggregated assumptions Ready Community averages now cover inflation, property growth, AUD movement, interest rates, GDP growth, immigration, war/calamity shocks, innovation confidence and recession risk.
Expert weighted scoring Ready Financial advisors and accountants receive higher weighting than ordinary users, with admins weighted highest.
Community / Expert / My Own assumption buttons Ready Scenario pages now offer Community, Expert and My Own assumption choices.
Community expectations side panel Ready Scenario pages now show community assumptions beside the investor's own scenario, with an action to apply community macro values.
Real-time investor sentiment database Ready Community factor estimates now act as a live sentiment dataset with input counts, confidence labels, expert weighting and latest rationale notes.
Social forecasting Ready Community page now turns sentiment estimates into bear/base/bull ranges, disagreement levels and trend labels.
AI explanation depth Monitor Current explanation is active; next improvement is more tailored commentary for risks, assumptions and unusual inputs.
Founder / SaaS exit module Roadmap Basic business exit is active; deeper founder/SaaS exit planning remains pending until policy and legislation settings are clearer.
UI polish for investor workflows Monitor Calculation logic is now strong; next improvement is clearer investor-facing layout and navigation.
Formal methodology pages Monitor Public documentation should explain assumptions, CGT policy logic, Monte Carlo and limitations.
Demo pass rule: a feature is considered ready when it saves inputs, recalculates outputs, appears in the projection table, and is included in the relevant PDF/report output.

Last updated: 2026-08-13 11:29