Capital Gains Tax Changes
See how different CGT approaches may affect future outcomes.
Australian Wealth Scenario Intelligence Platform
Compare Property, Shares, Bonds, Business Exits and Innovation Investments Under Real Australian Scenarios
Tax-aware projections • Monte Carlo simulations • Macro scenarios • Community intelligence
The Australia Investor Scenario Engine is a decision-support tool that helps investors compare long-term outcomes across property, share portfolios, bond allocations, foreign investments and innovation bets. It is designed for practical "what-if" analysis using Australian tax-aware logic.
Watch: Australia's New Tax Laws Just Changed Everything for Investors
Learn how capital gains tax changes, negative gearing reforms, and new investment assumptions could affect property, shares, innovation portfolios and retirement planning.
Run these scenarios yourself using AusInvestCalc.
Negative Gearing Changes
Understand cashflow and tax impacts under alternative rules.
Property vs Shares
Compare after-tax wealth outcomes using realistic scenarios.
🇦🇺 Australia's Tax Rules Are Changing
Capital gains tax, negative gearing and investment assumptions are evolving. Many investors are still making decisions using outdated calculators and old rules.
AusInvestCalc helps you compare current rules, proposed reforms, and alternative investment strategies before making decisions.
Watch 2026 Tax Changes VideoQuestions Investors Ask
Can property still outperform shares?
Model 10-year projections with tax-aware CGT to compare real returns.
Should I keep negatively geared properties?
Test scenarios with interest rate changes and policy reforms.
Can innovation outperform property?
Compare startup portfolios with power-law returns vs traditional assets.
How much do I need to retire?
Use the reverse calculator to find the optimal portfolio mix for your target.
Model Your Wealth Under Australia's Changing Investment Rules
Property Investment Projections
Track rental yield, loan costs, cash flow, value growth, and annual projections for Australian property scenarios with negative gearing and hybrid CGT logic.
Shares, Bonds & Foreign Assets
Compare growth and income across shares, bonds and foreign investments with AUD volatility, withholding tax and franking credit modelling.
Innovation & Early-Stage Portfolios
Model innovation portfolios and individual early-stage investments with custom growth rates, failure probabilities and capital gains tax.
Small Business CGT & Founder Exits
Model business exits with Small Business CGT concessions including 50% discount, active asset reduction, retirement exemption and 15-year exemption (per TAXBill2026).
Reverse Calculator
Input a target future value and budget, and the engine suggests an optimal portfolio mix across all asset classes with Monte Carlo probability of success.
Australian Tax-Aware Outcomes
Review after-tax projections with support for negative gearing quarantine, hybrid CGT rules, franking credits, marginal tax rate drag and Division 119 minimum tax.
TAXBill2026 Compliance
Projections incorporate the Treasury Laws Amendment (Tax Reform No. 1) Bill 2026 introduced 28 May 2026, including Small Business CGT preservation and deemed sale rules.
Flexible Plans
Start free with 1 scenario and 1 reverse calculation. Upgrade to Starter, Pro or Enterprise for unlimited scenarios and priority features.
Most Popular Investor Questions
Get answers to the questions Australian investors are asking
CGT & Negative Gearing Rules Changed — Should You Reposition?
Watch the video to understand 2026 tax changes
Can Property Still Beat Shares?
Model 10-year projections with tax-aware CGT
What If Interest Rates Rise?
Test scenarios with rate shocks
Can Innovation Investing Outperform Property?
Compare startup vs traditional returns
How Much Do I Need To Reach $1M?
Use reverse calculator for targets
What Happens During A Recession?
Test crisis scenarios
Target Achievement by Investment Type
Compare 10-year target achievement rates across investment strategies
68%
Sydney Property
75%
ASX200
61%
Balanced Super
92%
Innovation Portfolio
* Target achievement rates are based on scenario modelling and historical probability distributions.
Community Market Expectations
Real-time insights from our investor community
3.8%
Property Growth
1,247 votes
4.2%
Inflation
1,189 votes
13.4%
Innovation Return
892 votes
-5.6%
AUD Outlook
1,034 votes
* Community expectations are aggregated from user scenarios and updated daily.
How It Works
1. Choose Your Plan
Start free with 1 scenario and 1 reverse calculation, or upgrade for unlimited modelling.
2. Create a Scenario or Use Reverse Calculator
Build forward projections from your assets, or work backwards from a target future value to find the optimal mix.
3. Add All Asset Classes
Input property, shares, bonds, foreign investments, innovation portfolios and early-stage investments.
4. Calculate and Compare
Run tax-aware projections, review Monte Carlo success probabilities, and compare year-by-year outcomes.
Who Is This For?
The platform serves multiple investor audiences
Property Investors
Share Investors
Startup Founders
Retirees
Financial Advisers
Policy Researchers
Built Specifically For Australia
Designed for Australian investors with local tax rules and market conditions
Negative Gearing
Capital Gains Tax
Franking Credits
Property Leverage
AUD Exposure
Founder Exits
Tax Settings
Benchmark Comparison
Compare 10-year after-tax returns across major asset classes
6.2%
Property
7.8%
ASX200
6.5%
Balanced Super
4.5%
Term Deposit
15.2%
Innovation*
* Innovation returns are probabilistic and include power-law distribution modeling.
Macro Scenario Testing
Test your portfolio against real-world economic scenarios
High Inflation
Real return pressure
Recession
Market weakness
Innovation Boom
Startup outperformance
Interest Rate Shock
Property stress
Immigration Surge
Rental demand
Test the Platform
Explore 5 pre-built investor QA scenarios
Conservative
Property Heavy
Innovation Heavy
Retirement
Crisis
Who This Is For
Property-Focused Investors
Evaluate residential property scenarios against alternative investment pathways.
Portfolio Builders
Test multi-asset portfolio assumptions before committing capital.
Financial Planners and Analysts
Use scenario-based projections to communicate trade-offs and long-term outcomes clearly.
Founder Exit Case Study
"I built a SaaS platform. What happens if I sell it for $1M?"
Model Small Business CGT concessions including 50% discount, active asset reduction, retirement exemption and 15-year exemption per TAXBill2026. Understand the tax implications and after-tax proceeds of your business exit.
Coming Soon: Founder Exit Planning Module
Methodology & Transparency
Our approach to tax-aware projections and scenario modelling